Payment Gateways
A payment gateway enables you to accept credit card payments through your website in real-time. It establishes a secure connection between your website and the processing server in order to transfer your customer’s sensitive data safely to complete the transaction. It also verifies that the customer’s credit card account has the necessary funds available for the purchase.
Payment Gateway Solutions:
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Advanced reporting tools in real-time |
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Virtual terminal to process off-line transactions |
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Easy-to-use interface with advanced reporting tools |
Payment Gateway FAQs
- What is a payment gateway?
- A payment gateway is a service that connects your online store with your merchant account provider. This service reads the information from the order forms and translates that information for the merchant account. The payment gateway also verifies that the customer’s credit card account has the necessary credit available for the purchase.
- Do I need a payment gateway to accept credit cards online?
- No, but if you don't use one, your customers will need to go through a third party online payment processor. Disadvantages of third party solutions include lack of assurance of transaction security, credit card statements showing the name of the third party company instead of your company, loss of visual consistency on your site as customers are sent to the third party URL, and higher costs to you.
- What is a virtual terminal?
- A virtual terminal enables you to authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a web browser.
- What is a secure socket layer?
- Companies help other processors conduct secure business on the Internet using Secure Socket Layer (SSL) technology. They provide a system that passes credit card data, authorization requests, and authorization responses over the Internet, using encryption technology. The transaction information is sent by the payment gateway secure server via leased line to the credit card network where the validity of the card is checked and the availability of funds on that account is verified. An authorization code is returned via leased line to the payment gateway; the authorization is encrypted by the payment gateway and is transmitted in encrypted form to the web server of the merchant, which triggers fulfillment of the order. Rather than trying to create their own secure web systems, many banks and bank/processor alliances will use a secure payment gateway provider to perform this task for them.
- What is the difference between real-time processing and offline processing?
- Real-time processing means that when a website's customer conducts an online purchase, the check or credit card information is conveyed to the processor at that exact time so that an authorization can be requested and received at that moment. Real-time processing always implies that a Secure Payment Gateway is being utilized, whether proprietary or third party. Offline processing means that the check or credit card information is verified after the transaction has been entered.
- Our technicians will get your online store up and running
- Complete Shopping Cart Integration
- Guaranteed Web Store Functionality
- Complimentary Test Transaction
$495
learn more
- Our technicians will get your online store up and running
- Complete Shopping Cart Integration
- Guaranteed Web Store Functionality
- Complimentary Test Transaction
$995
learn more
